Ford bonus reddit - Ford's website is showing $3000 Ford Trade in Assist Bonus cash for the 2021 Expedition. I'm unfamiliar with this program. I was considering selling my current Expedition for $4000, which seems reasonable given both Edmunds and comps.

 
Additional incentives include college students, and the current 2000 Customer Cash + 500 Bonus Cash + 500 Trade-In (if possible) + 500 Ford Credit Bonus Cash (if possible). All told that's pretty substantial. I seriously doubt that's all combine-able. 19.8k total would be a crazy deal. Too good to be true. . Old young videos in hotfile

Ford stock will be worthless in a year - DD. Our beloved American car company that has been around forever is a piece of absolute dog shit that will go bankrupt in the next year. Here's why. 103 Billion in long term debt - Over the last 3 years this has increased by 12%. 226 Billion in total liabilities - 10% increase in 3 years.For questions about the American Express Auto Purchasing Program please call 1-877-924-2922.. For questions regarding your American Express Card, please call 1-800-528-4800. ...Taxes withheld from the $7500 bonus check assume a salary close to $200k (24 or 26x $7500). If too much was withheld, it’d come back when you file your tax return and get your refund (or reduce what you owe). Also, yes it’s typical to withhold 401k deductions in same percentage as regular paychecks.Ford's website is showing $3000 Ford Trade in Assist Bonus cash for the 2021 Expedition. I'm unfamiliar with this program. I was considering selling my current Expedition for $4000, which seems reasonable given both Edmunds and comps. 66 votes, 23 comments. 89K subscribers in the Ford community. Ford stuff goes here. Sidebar links not compatible with new reddit. Ended up selling the truck in March 2022 so the sale price counts as income for 2022 taxes. you can section 179 an f150 for the tax year in which you took delivery. keep in mind though it may not be worth it to write off the entire truck depending on the size of your tax bill. if you don't have a lot of profits that you need to worry about i ...The Blue Oval is offering a $1,000 incentive to some buyers who end having to wait to take delivery of their new car. Spotted by CarsDirect, the rebate is called Retail Order Bonus Cash ...100% bonus depreciation for heavy vehicles. A massive new tax law called the Tax Cuts and Jobs Act (TCJA), went into effect in 2018. Among other things, it greatly expanded bonus depreciation. During 2018 through 2022, you may deduct in a single year up to 100% of the cost of most types of personal property you use for business with bonus ...One of the perks of owning your new Maverick will be the FordPass app. In addition to gaining remote access to your truck (discussed later), you will also receive $210 in FordPass Rewards that you can use towards Ford accessories. So maybe instead of buying those Floor Liners ($135), save your cash and use your FordPass $$ (usually takes 3-4 ... I'm hoping a person with Ford might be able to help me. I qualify for two $500 programs - the military appreciation bonus and the Farm Bureau $500 bonus. Several dealerships show conditional pricing as though those bonuses stack. I have a suspicion they don't. Can someone give me the ground truth? Thanks!So if you had a gross bonus of $10,000, you would want to make an additional estimated payment of $10,000* 0.1= $1,000. qpazza • 2 yr. ago. You'll get a separate check. Keep in mind bonuses are taxes heavier than regular pay. Imo bonuses are a scam to make people work harder for an amount that isn't worth it.Just got the smart vincent report from my dealer for my GTPE order. I ordered in March, scheduled for production in mid September but trying to get…There is a dashcam for $309 that has a front and rear facing camera. Ford has installation instructions for the maverick on their site. You would be getting it for under $100 with the FordPass points.If you buy a car cash, it's yours, you can't re-finance when there is no financing to begin with. Also you can't "lock-in" incentives. Some rebates are cash or finance dependent. If you start negotiating it as a cash purchase but then switch to financing, you essentially go back to the start and have to rework numbers. 5. primarynyc • 3 yr. ago.6 votes and 7 comments so far on Reddit136K subscribers in the vintageads community. Ads from the past! Long story short, I built my account up to around $3800. Only one problem— my playable balance is now $0.00. The $3800 shows up as “bonus funds” and I can’t utilize any of this money to bet on sports. So I’m thinking that during the time I was playing I must have “used up” my initial $500 and only had bonus funds left.On the plus side: the chip situation is improving, they have several new exciting models ramping up production (see Ford F-150 Lightning), still strong demand for new vehicles, tons and tons of liquidity for the next downturnIt's not clear to me what the points are worth. I'm not sure if they're worth 1¢. If they're worth 1¢, the extra 5 points per dollar on service would appear to be a very nice deal. If they're worth less, it may be better to use a Citi Double Cash or similar card. The deal breaker for me is that it’s only good at FORD, so even if I rack up ...Feb 15, 2022 · The topic will be discussed at an upcoming company meeting. Bonuses are scheduled to be paid out in March. Most of Ford's 56,000 hourly employees in the United States will receive up to $7,377 in ... I've been used car guy whole life. Received a bigger bonus than expected, and really wanted that 2020 XLT on the lot. 72 months 0% Financing and after negotiating for a bit got it for $55K CAD all in plus extended warranty. This is more than my last 3 cars combined. Honestly I have zero regrets though. Great truck, plus it has hardly ...Additionally, signing bonuses can help companies convince a potential hire to relocate. Some organizations will also offer to pay for the relocation move on top of offering a cash bonus. This bonus can help offset the stress of uprooting one’s life to a new place. Signing bonuses can also make a lower base salary more attractive for candidates.The current Ford financing rates and bonus cash offers end on 1/3/2022. Have any new deals been announced starting 1/4/2022? My Maverick is estimated to be delivered between 12/30 and 1/5. I have a certificate for a recent graduate discount that also expires on 1/3/2022. I'd hate to lose a discount and rate because my truck arrives 1-2 days late.OP should ask to speak with the GM or call the number for the ford warranty that’s provided and cancel that way (should be possible). Depending on the mods you're planning and the plan you got, it may still cover lots of items. Supposedly you can also trade it for a maintenance plan of similar value.1. Call Ford's marketing department and request information and/or a brochure. The number is 1-800-334-4375. While you can't directly request one, by giving your name/address increases your chances of getting something in the future. One person mentioned it took 3 times calling in before a PCO was generated.Ford's website is showing $3000 Ford Trade in Assist Bonus cash for the 2021 Expedition. I'm unfamiliar with this program. I was considering selling my current Expedition for $4000, which seems reasonable given both Edmunds and comps. For example, I see a $1000 Ford owner loyalty bonus. I already own another Ford. Can I get another $1000 off of the X plan price? I also recently received an email offer from Ford for an "exclusive $750 private cash offer" on a new Ford vehicle, and I received a similar $750 offer in the mail from Lincoln after requesting a brochure on the MKZ.136K subscribers in the vintageads community. Ads from the past!General salaried worker bonus target of $9,500 with business performance factor of 135% would have led to a payout of $12,825. Manager bonus target of $18,000 with a business performance factor of ...OP should ask to speak with the GM or call the number for the ford warranty that’s provided and cancel that way (should be possible). Depending on the mods you're planning and the plan you got, it may still cover lots of items. Supposedly you can also trade it for a maintenance plan of similar value.Taxes withheld from the $7500 bonus check assume a salary close to $200k (24 or 26x $7500). If too much was withheld, it’d come back when you file your tax return and get your refund (or reduce what you owe). Also, yes it’s typical to withhold 401k deductions in same percentage as regular paychecks.New Bonus Message Published! ️The Selective Retention Bonus Message has been updated with an effective date of 31 July 2023 - ️. We recognize that inflation has had a significant impact on Soldiers and their families. In an effort to ease the burden, milper message 23-296 includes increases to the pay tables in paragraph 5, by 11% to help ...Long story short, I built my account up to around $3800. Only one problem— my playable balance is now $0.00. The $3800 shows up as “bonus funds” and I can’t utilize any of this money to bet on sports. So I’m thinking that during the time I was playing I must have “used up” my initial $500 and only had bonus funds left. What do People Have Against Ford. What do people have against Ford, I find that Ford is the punching bag of the auto industry, for example today fords stock is down almost 10% based off of the bad semiconductor news, but all their earnings expectations were hit out of the park! All these other car manufacturing company’s are hit by the bad ... Despite of the thrill of winning the bonus round does anyone else feel ever so slightly cheated on behalf of the contestants who win vehicles in bonus round. For Instance on the most recent episode I watched, the contestant, Stacy, won a Ford Escape, valued at $33,800. For example, I see a $1000 Ford owner loyalty bonus. I already own another Ford. Can I get another $1000 off of the X plan price? I also recently received an email offer from Ford for an "exclusive $750 private cash offer" on a new Ford vehicle, and I received a similar $750 offer in the mail from Lincoln after requesting a brochure on the MKZ.Additional incentives include college students, and the current 2000 Customer Cash + 500 Bonus Cash + 500 Trade-In (if possible) + 500 Ford Credit Bonus Cash (if possible). All told that's pretty substantial.It's not clear to me what the points are worth. I'm not sure if they're worth 1¢. If they're worth 1¢, the extra 5 points per dollar on service would appear to be a very nice deal. If they're worth less, it may be better to use a Citi Double Cash or similar card. The deal breaker for me is that it’s only good at FORD, so even if I rack up ...On a 2023 return for those couples, the first $22,000 is taxed at 10%, the rate goes up to 12% for amounts over $22,000 and then hits 22% for amounts over $89,450. Higher rates apply as incomes go ...Feb 2, 2023 · Ford Motor Co. will pay profit-sharing bonuses of up to $9,176 to hourly autoworkers in the U.S. for 2022, the automaker said Thursday. The Dearborn automaker employs about 56,000 hourly workers ... Additionally, signing bonuses can help companies convince a potential hire to relocate. Some organizations will also offer to pay for the relocation move on top of offering a cash bonus. This bonus can help offset the stress of uprooting one’s life to a new place. Signing bonuses can also make a lower base salary more attractive for candidates.You pay Ford for this, month after month, regardless of whether you’d rather use any of the streaming services you already pay for. It doesn’t matter if you pay for a WiFi hotspot data plan separately from this, you still can’t stream music directly through the radio interface without paying for the streaming service. Program #30840. I can not copy and paste the details, but it states "available to customers who currently own a 1995 or newer or lease a Ford, Lincoln, Mercury, or competitive car, truck or suv. He states the RCL stands for Red carpet lease. TIA. I am a bot, and this action was performed automatically. Bonus 4 ID’ing plate info : r/whatisthiscar. by blueappleraz. What kind of Ford? Bonus 4 ID’ing plate info. 1 / 4. Long story short this person almost ran me off the road and I need help ID’ing the plate state and numbers to make a report. Vote.Ally Bank - Bonus for Opening Account. I have an Ally Auto account used to finance my car. I recently received an email about a $250 bonus for opening a qualifying checking or savings account. Now, I don't particularly care to switch banks, but the only requirement is that I receive a direct deposit within like 60 days of opening the account. 1/6/23- P2 Opened Axos Bank Checking using swagbucks 15000 SB offer to stack with Axos $150 checking promo, 1/20 completed Charles Schwab Brokerage ACH and received $50 checking bonus on 1/31 (second and third $50 will be paid on Feb and March). 15000SB received on 1/25/2023 after a ticket.4.8K votes, 193 comments. 5.6M subscribers in the BlackPeopleTwitter community. Screenshots of Black people being hilarious or insightful on social…Most recently, $5k signing bonus was offered, but I asked for more since I was declining relocation (didn't want to be bound by a 2-year staying contract and I knew I could relocate myself for less money) - Got an additional $5k for a total of $10k. grandma_money • 2 yr. ago. Many banks use account opening bonuses to draw in new customers, but many require you to make a specific kind of direct deposit to qualify. In other words, a certain bank may require customers have a direct deposit of at least $500 made into their account every month in order to receive the bonus and avoid monthly fees.109 votes, 49 comments. 66K subscribers in the f150 community. This sub is dedicated to the Ford f-150 and discussion of anything pertaining to it. To redeem your FordPass Rewards Points, just visit any participating Ford Dealer and advise them you would like to redeem your points. The Ford Dealer will determine your eligibility based on the transaction. You can earn 10 FordPass Rewards Points per $1 spent on eligible purchases of parts and services at any participating Ford Dealer.In the meantime, Ford and the family attorneys will spend a couple of years fighting the appeal. That means the family's eventual settlement will be reduced by the costs their attorneys have to spend on the appeal. If the jury had been smart, they would have awarded just enough to make Ford say: Ok, pay it because it isn't worth the cost to appeal. Company/Industry: FAANG #1. Title: Software Development Engineer. Tenure length: New Grad. Location: SFBA. Salary: $133.5k. Relocation/Signing Bonus: $41k first year, 27k second year + 7k tax advantaged relocation. Stock and/or recurring bonuses: $101k on 5/15/40/40 schedule. Total comp: ~$190k first year. It is has been at the discretion of my manager in terms of the amount as there is no advertised formula. 2006: 42K - Christmas bonus: $500. 2007: 45k - Christmas bonus: $1000. 2008: 48k - Christmas bonus: $1500. 2009: 51k - Christmas bonus: $2000. 2010: 54k - Christmas bonus: $2500. 2011: 57k - Christmas bonus: $2500.I know we hit the debt ceiling and we are not…”not” in a recession, depending on your definition. But damn we are cheap as an organization. 1. barber97 14Epp’s on fire • 7 mo. ago. Need these jits to come get that tier 8 bonus so points will drop. 1. tryinmybest978 • 7 mo. ago.OP should ask to speak with the GM or call the number for the ford warranty that’s provided and cancel that way (should be possible). Depending on the mods you're planning and the plan you got, it may still cover lots of items. Supposedly you can also trade it for a maintenance plan of similar value. Ford stock will be worthless in a year - DD. Our beloved American car company that has been around forever is a piece of absolute dog shit that will go bankrupt in the next year. Here's why. 103 Billion in long term debt - Over the last 3 years this has increased by 12%. 226 Billion in total liabilities - 10% increase in 3 years. 162K subscribers in the whatisthiscar community. Post pictures of unknown vehicles you'd like identified, or identify them for others. 49M subscribers in the funny community. Welcome to r/Funny, Reddit's largest humour depository. A user mentioned the current Citi travel portal will stop working after June 30th so that may be when they launch the citi strata premier/elite, which may come with a sweet SUB. There are some historic highs for niche cards but not sure if you want those - Barclays Lufthansa Miles and More 80k, Chase IHG 175k, BoA Alaska 70k. Critical-Cell-3064 ...Despite of the thrill of winning the bonus round does anyone else feel ever so slightly cheated on behalf of the contestants who win vehicles in bonus round. For Instance on the most recent episode I watched, the contestant, Stacy, won a Ford Escape, valued at $33,800. The Chrysler Bonus Incentives page features special financing, offers & deals. Learn about disability reimbursements & military bonus cash offers. Taxes withheld from the $7500 bonus check assume a salary close to $200k (24 or 26x $7500). If too much was withheld, it’d come back when you file your tax return and get your refund (or reduce what you owe). Also, yes it’s typical to withhold 401k deductions in same percentage as regular paychecks.New Bonus Message Published! ️The Selective Retention Bonus Message has been updated with an effective date of 31 July 2023 - ️. We recognize that inflation has had a significant impact on Soldiers and their families. In an effort to ease the burden, milper message 23-296 includes increases to the pay tables in paragraph 5, by 11% to help ...W/ signing bonus they pay you. Year 1: 80k + 10k = 90K. Year 2: 90k (raise) = 90k. By asking for more they pay you. Year 1: 90k + 0k = 90k. Year 2: 100k (raise) + 0k = 100k. And that is partially why signing bonuses are a thing, so they can essentially pay you the same salary for two years. Note, I am making an assumption on the raise here, but ... What do People Have Against Ford. What do people have against Ford, I find that Ford is the punching bag of the auto industry, for example today fords stock is down almost 10% based off of the bad semiconductor news, but all their earnings expectations were hit out of the park! All these other car manufacturing company’s are hit by the bad ...OP should ask to speak with the GM or call the number for the ford warranty that’s provided and cancel that way (should be possible). Depending on the mods you're planning and the plan you got, it may still cover lots of items. Supposedly you can also trade it for a maintenance plan of similar value. I am coming from a 2017 Ford Escape that blew up on me, even paid to replace the engine. I initially ordered a Bronco Sport before I could see a full size Bronco, and after renting a Badlands Sport on Turo, I’m really glad I went with the full size. The 12” screen is amazing too. I have an iPhone so the wireless Apple CarPlay is an added bonus. most ethical would be submit resignation after bonus, not sure if you can consult with HR about it, since it a*hole company might consider you are not eligible for bonus from your two weeks notice submission date. 2. Mission-Astronomer42 • 1 yr. ago. If you live in an at will state, 2 weeks is simply a courtesy.Business, Economics, and Finance. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. CryptoDec 31, 2021 · The current Ford financing rates and bonus cash offers end on 1/3/2022. Have any new deals been announced starting 1/4/2022? My Maverick is estimated to be delivered between 12/30 and 1/5. I have a certificate for a recent graduate discount that also expires on 1/3/2022. I'd hate to lose a... Long story short, I built my account up to around $3800. Only one problem— my playable balance is now $0.00. The $3800 shows up as “bonus funds” and I can’t utilize any of this money to bet on sports. So I’m thinking that during the time I was playing I must have “used up” my initial $500 and only had bonus funds left.It's not clear to me what the points are worth. I'm not sure if they're worth 1¢. If they're worth 1¢, the extra 5 points per dollar on service would appear to be a very nice deal. If they're worth less, it may be better to use a Citi Double Cash or similar card. The deal breaker for me is that it’s only good at FORD, so even if I rack up ...I'm hoping a person with Ford might be able to help me. I qualify for two $500 programs - the military appreciation bonus and the Farm Bureau $500 bonus. Several dealerships show conditional pricing as though those bonuses stack. I have a suspicion they don't. Can someone give me the ground truth? Thanks! 109 votes, 49 comments. 66K subscribers in the f150 community. This sub is dedicated to the Ford f-150 and discussion of anything pertaining to it.A user mentioned the current Citi travel portal will stop working after June 30th so that may be when they launch the citi strata premier/elite, which may come with a sweet SUB. There are some historic highs for niche cards but not sure if you want those - Barclays Lufthansa Miles and More 80k, Chase IHG 175k, BoA Alaska 70k. Critical-Cell-3064 ...Additional incentives include college students, and the current 2000 Customer Cash + 500 Bonus Cash + 500 Trade-In (if possible) + 500 Ford Credit Bonus Cash (if possible). All told that's pretty substantial. I seriously doubt that's all combine-able. 19.8k total would be a crazy deal. Too good to be true. Program #30840. I can not copy and paste the details, but it states "available to customers who currently own a 1995 or newer or lease a Ford, Lincoln, Mercury, or competitive car, truck or suv. He states the RCL stands for Red carpet lease. TIA. I am a bot, and this action was performed automatically.Ford has issued a new credit card today called the FordPass Rewards Visa. The credit card gives you the following back in points that can only be used for Ford purchases: 5% Back in Points on Ford dealership purchases 3% Back in Points on gas, auto insurance, tolls, parking and dining 1% Back in Points on all other purchasesThe car is already financed, and only $5500 is owed. If it's a 3% rate for instance, it's more beneficial for OP to put the bonus into a traditional 401k. Hell, just the tax savings would cover the interest assuming a hypothetical 5 year note for $5500 at 8% . It’s difficult to determine how Instagram’s bonus offer is calculated — one Reddit user was offered up to $35,000 for over 58 million views in a month. Miguel Lozada, a Twitch streamer with ...On the plus side: the chip situation is improving, they have several new exciting models ramping up production (see Ford F-150 Lightning), still strong demand for new vehicles, tons and tons of liquidity for the next downturn49M subscribers in the funny community. Welcome to r/Funny, Reddit's largest humour depository. 49M subscribers in the funny community. Welcome to r/Funny, Reddit's largest humour depository.GM also paid sizeable bonuses to workers in the pre-pandemic days. Salaried, white-collar employees earning approximately $100,000 per year got an $11,400 bonus in 2020 , based off the company’s ...Company/Industry: FAANG #1. Title: Software Development Engineer. Tenure length: New Grad. Location: SFBA. Salary: $133.5k. Relocation/Signing Bonus: $41k first year, 27k second year + 7k tax advantaged relocation. Stock and/or recurring bonuses: $101k on 5/15/40/40 schedule. Total comp: ~$190k first year. 181K subscribers in the whatisthiscar community. Post pictures of unknown vehicles you'd like identified, or identify them for others. For example, I see a $1000 Ford owner loyalty bonus. I already own another Ford. Can I get another $1000 off of the X plan price? I also recently received an email offer from Ford for an "exclusive $750 private cash offer" on a new Ford vehicle, and I received a similar $750 offer in the mail from Lincoln after requesting a brochure on the MKZ. Ford Motor Co. will pay profit-sharing bonuses of up to $9,176 to hourly autoworkers in the U.S. for 2022, the automaker said Thursday. The Dearborn automaker employs about 56,000 hourly workers ...rangerm2 • 6 mo. ago. Under the new recall, Ford dealers will install a software update that will detect a possibly cracked injector. If an injector crack is detected, a warning light will show in the vehicle’s dashboard and engine power will be reduced. This will allow the driver to find a safe place to pull over, stop and call for service ... The original unofficial subreddit for the Ford Motor Company. Headquartered in Dearborn, Michigan, Ford is a renowned automotive manufacturer with a rich history of producing quality vehicles. Join our community to discuss Ford news, owner stories, support, questions, and more.

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All Ford Employees (excluding Ford Credit FBR-eligible employees) U.S. salaried employees are eligible to participate in the Annual Incentive Compensation Plan (AICP), which is a cash bonus plan based on a common set of Company metrics. Eligible participants receive a target award at the beginning of the year based on their position level. One of the perks of owning your new Maverick will be the FordPass app. In addition to gaining remote access to your truck (discussed later), you will also receive $210 in FordPass Rewards that you can use towards Ford accessories. So maybe instead of buying those Floor Liners ($135), save your cash and use your FordPass $$ (usually takes 3-4 ... Feb 2, 2023 · Ford Motor Co. will pay profit-sharing bonuses of up to $9,176 to hourly autoworkers in the U.S. for 2022, the automaker said Thursday. The Dearborn automaker employs about 56,000 hourly workers ... Ford's Military Appreciation salute offers $500 bonus cash exclusively for active-duty military personnel, retired and veteran members, spouse/surviving spouse and other household members.The day after getting the truck the check engine comes on. My code reader tells me that it's one of the catalytic converters (P0430). The truck drives fine as far as I can tell and gets ~18mpg. There is no particular smell or heavy smoke coming from the exhaust. I knocked on the cats and didn't hear anything loose.There are no BMW allotments for current models, instead the dealers get improved margins for every hurdle they pass. For example, sell less than 100 330s per quarter and you get a 5% margin, sell 100-200 and you get an 8% margin (on all 200 units), more than 200 gets you to 10% etc. In the meantime, Ford and the family attorneys will spend a couple of years fighting the appeal. That means the family's eventual settlement will be reduced by the costs their attorneys have to spend on the appeal. If the jury had been smart, they would have awarded just enough to make Ford say: Ok, pay it because it isn't worth the cost to appeal. I'm hoping a person with Ford might be able to help me. I qualify for two $500 programs - the military appreciation bonus and the Farm Bureau $500 bonus. Several dealerships show conditional pricing as though those bonuses stack. I have a suspicion they don't. Can someone give me the ground truth? Thanks! There are no BMW allotments for current models, instead the dealers get improved margins for every hurdle they pass. For example, sell less than 100 330s per quarter and you get a 5% margin, sell 100-200 and you get an 8% margin (on all 200 units), more than 200 gets you to 10% etc. Bonus 4 ID’ing plate info : r/whatisthiscar. by blueappleraz. What kind of Ford? Bonus 4 ID’ing plate info. 1 / 4. Long story short this person almost ran me off the road and I need help ID’ing the plate state and numbers to make a report. Vote.Again, I was going to do this anyway if I really wanted to have funds to hedge CZR. Within a day, FD offered a $1,000 credit if I deposited $10,000. All I had to do was play the $1,000 out of bonus/credit like you do for Dinger bonuses. About 5 days later, I get a message from DK offering 10, $1000 free bets if I deposit $20,000.Ford's Military Appreciation salute offers $500 bonus cash exclusively for active-duty military personnel, retired and veteran members, spouse/surviving spouse and other household members.If you buy a car cash, it's yours, you can't re-finance when there is no financing to begin with. Also you can't "lock-in" incentives. Some rebates are cash or finance dependent. If you start negotiating it as a cash purchase but then switch to financing, you essentially go back to the start and have to rework numbers. 5. primarynyc • 3 yr. ago. Taxes withheld from the $7500 bonus check assume a salary close to $200k (24 or 26x $7500). If too much was withheld, it’d come back when you file your tax return and get your refund (or reduce what you owe). Also, yes it’s typical to withhold 401k deductions in same percentage as regular paychecks..

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